Post Office · Senior Citizens Savings Scheme

SCSS Calculator: Tihai Byaaj Ka Hisaab

Senior citizens ki savings scheme mein ek baar rakam jama hoti hai aur har teen mahine byaaj milta hai. Neeche apni rakam daalein aur apna byaaj dekhein.

apna hisaab khud dekhein

Calculator

Jama rakam (rupaye)Kam se kam ek hazaar rupaye, uske gunaj mein.Avadhi (mahine)Official avadhi default mein pehle se bhari hai.

Is samay ka official dar: 8.20 percent. Dar National Savings Institute ki SCSS rate page se liya gaya hai; tihai byaaj usi dar se banta hai.

Ek baar ki jama par har teen mahine byaaj milta hai aur avadhi ke ant mein poori jama wapas milti hai. Official avadhi paanch saal hai, aur term input usi par pehle se set hai. Kam ya zyada mahine daalne par numbers sirf andaze ke liye hain.

ek nazar mein

Yeh Scheme Kya Hai

Senior Citizens Savings Scheme un logon ke liye bana hai jinhone sixty saal ki umar poori kar li hai, ya jo superannuation, VRS ya special VRS ke tahat sewa nivritt ho chuke hain. Is yojana mein ek baar rakam jama ki jati hai, aur uspar har teen mahine byaaj milta hai. Poori avadhi ke ant mein jama ki gayi rakam wapas mil jati hai.

Yeh yojana senior citizens ke liye khaas isliye hai kyunki ismein byaaj ka bhugtan niyamit rup se hota hai aur jama rakam par sarkari guarantee hoti hai. Jinke paas pension ki rakam ke alawa kuchh bachat hai, woh us bachat ko is yojana mein lagakar har teen mahine ek sthir byaaj pa sakte hain.

Is calculator mein aap apni jama rakam daalein. Yeh aapko har teen mahine ka byaaj, saal ka byaaj aur poori avadhi ka kul byaaj dikhata hai. Saath mein eligibility, jama ki seema, avadhi aur extension ke niyam bhi neeche saaf diye gaye hain.

kaam kis ka

Kiske Liye Sahi Hai

Jinhone sixty saal ki umar poori kar li hai aur ek sthir byaaj chahte hain.
Jo superannuation, VRS ya special VRS ke tahat sewa nivritt hue hain aur unki umar pachpan se upar hai.
Jo apni bachat ko sarkari guarantee wali yojana mein rakh kar har teen mahine byaaj lena chahte hain.
Jo jama rakam ko avadhi ke ant mein poora wapas paana chahte hain, usmein koi katauti nahin.

hisaab ka tareeka

Poora Formula

Timaahi byaaj = P × r ÷ chaar

Is formula mein P aapki jama ki gayi rakam hai, r saalana byaaj dar ko decimal rup mein likha gaya hai, aur chaar quarters ki ginti hai. Kyunki byaaj har teen mahine milta hai, saalana byaaj ko chaar se bhaag dekar timaahi byaaj nikala jata hai.

seema, avadhi aur tax

Official Niyam

Kaun khol sakta hai: NSI ke hisaab se jo sixty saal ya usse zyada ki umar ka ho gaya hai, woh account khol sakta hai. Jo pachpan saal se zyada lekin sixty se kam umar ka hai aur superannuation, VRS ya special VRS ke tahat sewa nivritt hua hai, woh bhi khol sakta hai.
Jama ki seema: Kam se kam ek hazaar rupaye jama karne hote hain, uske gunaj mein. NSI ke hisaab se maximum jama tees lakh rupaye tak ho sakti hai.
Avadhi aur extension: Account paanch saal ke baad band kiya ja sakta hai. Depositor chaahe to account ko teen saal ke liye aage bhi badha sakta hai.
Byaaj kab milta hai: NSI ke hisaab se byaaj pehle April, July, October aur January ke pehle kaam ke din milta hai. Isliye byaaj har teen mahine par aapke khate mein aata hai.
Joint account: Account ek vyakti apne naam par ya apne jeevansathi ke saath mil kar khol sakta hai, isliye jodi apni bachat ko ek saath is yojana mein laga sakti hai.
Tax: NSI ke hisaab se SCSS mein jama rashi aaykar kanoon ki dhaara 80-C ke tahat chhoot ke liye yogya hai. Apne case ka poora hisaab apne salahkar se kar lein.

jaise asli zindagi mein

Ek Udaharan

Maan lijiye aap das lakh rupaye SCSS mein jama karte hain. Neeche wale calculator mein yahi rakam pehle se bhari hui hai.

Har teen mahine par aapki jama rakam par byaaj banta hai, jo aapko us quarter mein mil jata hai.
Saal bhar mein chaar baar byaaj milta hai, isliye saal ka byaaj timaahi byaaj se chaar guna hota hai.
Poori paanch saal ki avadhi mein kul byaaj jama ho jata hai, aur avadhi ke ant mein aapki poori jama rakam bhi wapas milti hai.

jinse bachein

Aam Galtiyan

Eligibility ki umar ko lekar galatfehmi rakhna aur bina puchhe form bhar dena, jabki niyam mein sewa nivritti ki shart bhi hai.
Mool rakam ko byaaj samajh lena. Har teen mahine jo milta hai woh byaaj hai; jama rakam avadhi ke ant mein wapas milti hai.
Extension ki suvidha ko bhool jana aur paanch saal poore hone par account band kar dena, jabki teen saal ka extension le sakte the.
Joint account kholte samay jeevansathi ke saath hi kholne ke niyam ko nazarandaz karna.

aksar poochhe jaane wale sawaal

Frequently Asked Questions

SCSS par byaaj kis dar se milta hai?

SCSS par har teen mahine byaaj milta hai. Is samay ka dar NSI ki SCSS rate page par 8.20 percent darj hai, aur yahi dar is calculator mein lagta hai.

SCSS kholne ke liye kitni umar chahiye?

NSI ke hisaab se sixty saal ya usse zyada umar chahiye. Pachpan saal se zyada lekin sixty se kam umar walon ke liye superannuation, VRS ya special VRS ke tahat sewa nivritti ki shart lagti hai.

SCSS mein maximum kitna jama kar sakte hain?

NSI ke hisaab se kam se kam ek hazaar rupaye, aur maximum jama tees lakh rupaye tak ho sakti hai.

SCSS ki avadhi kitni hai aur badha sakte hain?

Account paanch saal ke baad band kiya ja sakta hai, aur depositor chaahe to account ko teen saal ke liye aage badha sakta hai.

SCSS mein byaaj kab kab milta hai?

NSI ke hisaab se byaaj April, July, October aur January ke pehle kaam ke din milta hai, isliye byaaj har teen mahine par milta hai.

Kya SCSS par tax mein chhoot milti hai?

NSI ke hisaab se SCSS mein jama rashi aaykar kanoon ki dhaara 80-C ke tahat chhoot ke liye yogya hai. Poora hisaab apne aaykar salahkar se kar lein.

aadhikarik srot

Official Sources

www.nsiindia.gov.in

Dar National Savings Institute ki SCSS rate page se; eligibility, seema, avadhi aur tax ke niyam NSI ki SCSS scheme page se.

NSI: SCSS current interest rate · NSI: SCSS eligibility age rule · NSI: SCSS deposit limits · NSI: SCSS tenure · NSI: SCSS extension period · NSI: SCSS tax deduction eligibility · jaancha gaya 2026-10-17