KVP Calculator: Rakam Kitne Samay Mein Dugni Hogi
Kisan Vikas Patra mein aapki jama rakam ek tay avadhi mein dugni ho jati hai. Neeche apni rakam daalein aur saal dar saal balance dekhein.
apna hisaab khud dekhein
Calculator
Is samay ka official dar: 7.5 percent. Dar aur avadhi National Savings Institute ki KVP rate page se liye gaye hain; calculator usi dar se hisaab karta hai.
Ek baar ki jama par saalana chakravriddhi byaaj lagta hai. Official avadhi ek sau pandrah mahine hai, aur term input usi par pehle se set hai. Kam ya zyada mahine daalne par numbers sirf andaze ke liye hain.
ek nazar mein
Yeh Scheme Kya Hai
Kisan Vikas Patra ek sarkari bachat certificate hai jismein aapki jama rakam ek tay samay mein dugni ho jati hai. Yeh certificate post office se milta hai aur kuch authorised banks se bhi. Isliye jinke paas ek baar ki rakam hai aur jinko market ke utar chadhav ke bina dugni rakam chahiye, unke liye KVP seedha option hai.
KVP ka hisaab NSC jaisa hi saalana chakravriddhi byaaj par chalta hai. Farq sirf yeh hai ki KVP ki avadhi saalon ke bajaye mahinon mein tay hoti hai, aur byaaj dar aise chuna jata hai ki poori avadhi ke ant mein rakam theek dugni ho. Isliye byaaj dar badalne par dugna hone ka samay bhi badal jata hai.
Is calculator mein aap apni rakam daal kar do cheezein dekh sakte hain. Pehli, is samay ke dar par rakam kitne samay mein dugni hoti hai. Doosri, har saal ke ant mein balance kitna rehta hai. Saath mein poora formula aur official niyam bhi neeche diye gaye hain, taaki aap hisaab ko khud samajh sakein.
kaam kis ka
Kiske Liye Sahi Hai
- Jo ek baar ki rakam ko sarkari guarantee ke saath dugna karna chahte hain.
- Jinko beech mein byaaj ka bhugtan nahin chahiye, sirf avadhi par ek badi rakam chahiye.
- Jo certificate ko zaroorat padne par doosre vyakti ya doosre post office mein transfer kara sakte hain.
- Jo NSC aur KVP ke beech tulna karke faisla karna chahte hain ki dugni rakam unke plan mein baithti hai ya nahin.
hisaab ka tareeka
Poora Formula
M = P × (ek + r)^n
P jama ki gayi rakam hai, r saalana byaaj dar ko decimal rup mein, n saalon ki avadhi, aur M maturity par milne wali rakam. KVP mein dar aise tay hota hai ki poori avadhi ke ant mein M theek dugna ho jaye. Is samay dar 7.5 percent hai aur avadhi ek sau pandrah mahine tay hai.
seema, avadhi aur tax
Official Niyam
- Jama ki seema
- Kam se kam ek hazaar rupaye jama karne hote hain, uske baad sau rupaye ke gunaj mein. Upar ki taraf koi maximum limit nahin hai.
- Avadhi aur dugna hona
- NSI ki rate page ke hisaab se is samay ki avadhi ek sau pandrah mahine hai, aur isi avadhi mein rakam dugni ho jati hai.
- Kaun khol sakta hai
- Ek adult apne liye ya kisi minor ke liye KVP khol sakta hai. Joint A aur Joint B type mein teen adults tak certificate khol sakte hain.
- Beech mein nikalna
- KVP do saal aur aadha saal ke baad encash kiya ja sakta hai, lekin tab tay rate ke hisaab se poori rakam se kam milti hai. Poori avadhi par hi dugni rakam milti hai.
- Transfer
- KVP ek vyakti se doosre vyakti ko, aur ek post office se doosre post office ko transfer kiya ja sakta hai. Isse account band karne ki zaroorat nahin padti.
- Tax ka hisaab
- NSI ki KVP page par tax ke niyam ke baare mein kuchh darj nahin hai, isliye yahan tax ka dawa nahin kiya jata. Apne aaykar salahkar se apne case ka hisaab poochh lein.
jaise asli zindagi mein
Ek Udaharan
Maan lijiye aap ek lakh rupaye KVP mein lagate hain. Neeche wale calculator mein yahi rakam aur official avadhi pehle se bhari hui hai.
Shuru ke saalon mein balance dheere badhta hai, kyunki shuru ki rakam chhoti hoti hai.
Jaisa jaisa balance bada hota hai, byaaj ki rakam bhi badhti jati hai.
Poori avadhi poore hone par maturity balance theek aapki jama rakam ka dugna dikhta hai, aur saal dar saal ka poora hisaab neeche table mein hai.
jinse bachein
Aam Galtiyan
- Yeh samajhna ki KVP par byaaj har saal nikal sakta hai. Yeh ek certificate hai, mahine wala income nahin.
- Avadhi se pehle encash karke kam rakam lena, jabki poori avadhi par dugni milti hai.
- Byaaj dar ko NSC ke dar ke barabar maan lena. Dono ke dar aur avadhi alag tay hote hain.
- Avadhi ko saalon mein gin kar galat samay par maturity maangna. KVP ki avadhi mahinon mein tay hoti hai.
aksar poochhe jaane wale sawaal
Frequently Asked Questions
KVP mein rakam kitne samay mein dugni hoti hai?
KVP par byaaj dar kya hai?
KVP kahan se khola ja sakta hai?
KVP ko beech mein tod sakte hain?
Kya KVP doosre post office mein transfer ho sakta hai?
KVP mein upari jama seema hai?
aadhikarik srot
Official Sources
Dar aur avadhi National Savings Institute ki KVP rate page se; certificate ke niyam NSI ki KVP scheme page se.
NSI: KVP current interest rate and doubling period · NSI: KVP minimum deposit rule · NSI: KVP money doubles on maturity · NSI: KVP encashment after two and a half years · NSI: KVP transferable between persons and post offices · jaancha gaya