NSC Calculator: Maturity Aur Byaaj Ka Hisaab
NSC mein ek baar jama ki gayi rakam par saalana chakravriddhi byaaj lagta hai. Neeche apni rakam aur avadhi daalein, aur poore samay ka saal dar saal hisaab dekhein.
apna hisaab khud dekhein
Calculator
Is samay ka official dar: 7.70 percent. Dar National Savings Institute ki rate page se liya gaya hai aur is calculator mein wahi dar lagta hai.
Ek baar ki jama par saalana chakravriddhi byaaj lagta hai. Official avadhi paanch saal hai, aur term input usi par pehle se set hai. Kam ya zyada mahine daalne par numbers sirf andaze ke liye hain.
ek nazar mein
Yeh Scheme Kya Hai
National Savings Certificate ek sarkari certificate hai jo post office se milta hai. Aap ek baar rakam jama karte hain, aur woh poori avadhi tak saalana chakravriddhi byaaj ke saath badhti rehti hai. Har saal ka byaaj us saal ke shuru ke poore balance par lagta hai, isliye byaaj khud byaaj kamane lagta hai.
Is certificate ki khaas baat yeh hai ki avadhi ke dauraan koi byaaj ka bhugtan nahin milta. Poora paisa byaaj sameta avadhi poore hone par ek saath milta hai. Isliye NSC un logon ke liye theek baithta hai jinko beech mein paise ki zaroorat nahin padegi aur jo ek badi antim rakam chahte hain.
Yeh calculator do cheezein dikhata hai. Pehli, saal dar saal balance kaise badhta hai. Doosri, avadhi ke ant mein kitni rakam milti hai. Dono numbers usi official byaaj dar se bante hain jo NSI ki rate page par is samay darj hai, isliye page par dikhne wala dar aur calculator ka dar kabhi alag nahin ho sakte.
kaam kis ka
Kiske Liye Sahi Hai
- Jinke paas ek baar ki badi rakam hai aur agle kuchh saal tak uski zaroorat nahin padegi.
- Jo certificate wale rup mein paisa rakhna chahte hain, market ke utar chadhav ke bina.
- Jo sarkari guarantee wale instrument mein bachat karna chahte hain aur byaaj beech mein nikalne ki fikar chhod dena chahte hain.
- Naye depositors jo post office ki bachat yojanaon ki aapas mein tulna karna chahte hain.
hisaab ka tareeka
Poora Formula
M = P × (ek + r)^n
Is formula mein P aapki jama ki gayi rakam hai, r saalana byaaj dar ko decimal rup mein likha gaya hai, n poore saalon ki avadhi hai, aur M maturity par milne wali rakam hai. Kyunki byaaj har saal poore balance par lagta hai, isi ko saalana chakravriddhi kehte hain.
seema, avadhi aur tax
Official Niyam
- Jama ki seema
- NSC mein kam se kam ek hazaar rupaye jama karne hote hain, uske baad sau rupaye ke gunaj mein. Upar ki taraf koi seema nahin hai, isliye badi rakam bhi ek hi certificate mein lagi sakti hai.
- Avadhi
- Certificate paanch saal mein mature hota hai. Is avadhi se pehle paisa nikalne par niyam ke hisaab se katauti hoti hai, isliye jama karne se pehle paanch saal ka plan bana lena behtar hai.
- Kaun khol sakta hai
- Ek adult apne liye ya kisi minor ke liye single holder certificate khol sakta hai. Joint A type certificate mein teen adults tak shamil ho sakte hain, jiska bhugtan dono holders ko mil kar ya zinda bache holder ko milta hai.
- Loan ki suvidha
- Certificate ko bank mein girvi rakh kar loan bhi liya ja sakta hai. Yeh suvidha un logon ke kaam aati hai jinko avadhi ke beech paise chahiye ho lekin certificate todna na ho.
- Tax ka hisaab
- NSI ki yojana page par NSC ke tax niyam ke baare mein kuchh darj nahin hai. Isliye is page par tax ka koi dawa nahin kiya jata, aur apne aaykar salahkar se poochh kar hi faisla karein.
jaise asli zindagi mein
Ek Udaharan
Maan lijiye aap ek lakh rupaye NSC mein lagate hain aur poori paanch saal ki avadhi chalne dete hain. Neeche wale calculator mein yahi rakam aur avadhi pehle se bhari hui hai.
Pehle saal ka byaaj shuru ki rakam par lagta hai, aur naya balance ban jata hai.
Har agle saal ka byaaj pichhle saal ke poore balance par lagta hai, isliye byaaj har saal thoda badhta jata hai.
Paanchve saal ke ant mein jama rakam se kaafi zyada rakam milti hai. Poora saal dar saal hisaab aur antim maturity neeche table mein turant dikh jate hain.
jinse bachein
Aam Galtiyan
- Yeh maan lena ki byaaj har saal nikal sakta hai. NSC mein avadhi ke beech koi payout nahin milta.
- Avadhi se pehle paisa nikal kar katauti khana, jabki zaroorat paanch saal baad hi thi.
- Byaaj dar ko har saal badalta hua samajhna. Sarkar dar har quarter dekhti hai, lekin aapke certificate par jis samay ka dar lagu tha wahi poore samay chalta hai.
- Sau rupaye ke gunaj ke bajaye ajeeb rakam jama kar dena, jisse certificate ka hisaab ulajh jata hai.
aksar poochhe jaane wale sawaal
Frequently Asked Questions
NSC par byaaj kis dar se lagta hai?
NSC mein byaaj har mahine milta hai?
Kya NSC kisi bhi post office se khola ja sakta hai?
Avadhi se pehle paisa nikal sakte hain?
NSC ki jama rakam par koi upari seema hai?
Calculator ka number official hai?
aadhikarik srot
Official Sources
Byaaj dar National Savings Institute ki NSC rate page se liya gaya hai; yojana ke niyam NSI ki NSC scheme page se.
NSI: NSC current interest rate · NSI: NSC maturity period · NSI: NSC minimum deposit rule · jaancha gaya