EPF Interest Rate History, Saal Ke Hisaab Se
EPF ka dar har saal Central Board of Trustees tay karti hai. Yahan woh poori table hai jo EPFO ne khud since inception ke liye publish ki hai, aur saath mein yeh bhi ki byaaj account mein kaise jodta hai.
har raste ke kadam
Every Channel, Step by Step
ghoshna ka tareeka
Dar Kaun Tay Karta Hai
EPFO ke sawaal-jawaab ke mutabiak byaaj statutory rate par jodta hai, jo har saal declare kiya jata hai. Yani dar koi fixed formula nahin hai jo aap khud nikaal sakein — woh har saal ghoshit hoti hai.
Pehle yeh dhyaan rakhein
- Dar Central Board of Trustees ki sifarish par tay hoti hai
- Ghoshna ke baad hi woh dar member ke account par lagta hai
Kadam dar kadam
EPF Scheme ka paragraph padhein
EPF Scheme ke paragraph ke mutabiak Commissioner member ke account mein itni byaaj jodta hai jitni dar Central Government ne Board ki salah se tay ki ho.
Table se apna saal dhoondhein
Neeche wali table mein har saal ka dar hai. Jo saal aapke account ke liye maayne rakhta hai wahan dekh lein ki us saal kaun sa dar lagu tha.
Circular se maujooda saal jaanchein
Table ke baad ke saalon ke liye EPFO ke circulars index dekhein. Wahan har saal ke liye alag declaration of rate of interest wala circular hota hai.
Is channel ka pramaan: www.epfo.gov.in
monthly running balance
Byaaj Kaise Credit Hota Hai
EPF mein byaaj saal ke ant mein ek saath nahin lagta. EPF Scheme ke paragraph ke mutabiak byaaj monthly running balance par lagta hai, aur saal ke aakhri din ke hisaab se credit hota hai.
Pehle yeh dhyaan rakhein
- Jo paisa saal ke beech nikala gaya, us par byaaj nikale ke mahine tak ka milta hai
- Jo paisa saal ke beech aaya, us par byaaj aane ke agle mahine se shuru hota hai
- Kul byaaj poore rupaye mein round off hota hai
Kadam dar kadam
Monthly running balance samjhein
Har mahine jo balance raha, usi par us mahine ka hisaab lagta hai. Isliye ek hi saal ke andar alag alag mahine ka byaaj alag hota hai.
Withdrawal ka asar dekhein
EPF Scheme ke paragraph ke mutabiak jo rashi saal ke beech nikali gayi us par byaaj saal ki shuruaat se lekar nikale se pichhle mahine ke aakhri din tak milta hai.
Contribution ka asar dekhein
Jo rashi pichhle saal ke aakhri din ke baad aayi, us par byaaj uske aane ke agle mahine ke pehle din se saal ke ant tak milta hai.
Rounding samjhein
EPF Scheme ke mutabiak kul byaaj ko nazdeek ke poore rupaye mein round off kiya jata hai, aur aadhe rupaye ko agle rupaye mein gin liya jata hai.
Is channel ka pramaan: www.epfo.gov.in
inoperative account
Byaaj Kab Band Hota Hai
Account nishkal ho jane ke baad bhi byaaj hamesha nahin milta. EPFO ke sawaal-jawaab ke mutabiak abhi sabhi account aathavan saal ki umar tak byaaj kamate hain, aur uske baad account inoperative ho jaata hai.
Pehle yeh dhyaan rakhein
- Retirement ya bahar permanent migration ke teen saal baad account inoperative ho sakta hai
- Maut ki soorat mein bhi yeh niyam lagu hota hai
- Inoperative account byaaj nahin kamata
Kadam dar kadam
Account ki soorat jaanchein
EPFO ke sawaal-jawaab ke mutabiak jis account mein retirement ya permanent migration ke teen saal baad contribution nahin aaya, woh inoperative classify hota hai.
Umar ka niyam dekhein
Abhi sabhi account aathavan saal ki umar tak byaaj kamate hain. Jo log pehle retire hote hain unke account mein bhi umar ke aathavan saal tak byaaj jodta rehta hai.
Inoperative hone par kya karein
Agar aap abhi bhi kisi covered establishment mein kaam kar rahe hain to paisa naye account mein transfer karwa lein. Retire ho chuke hain to withdrawal ka rasta hai.
Is channel ka pramaan: www.epfo.gov.in
since inception ki aadhikarik table
Saal Ke Hisaab Se Dar
| Aarthik saal ki shuruaat | Dar (pratishat) |
|---|---|
| 1952-04-01 | 3.00 |
| 1953-04-01 | 3.00 |
| 1954-04-01 | 3.00 |
| 1955-04-01 | 3.50 |
| 1956-04-01 | 3.50 |
| 1957-04-01 | 3.75 |
| 1958-04-01 | 3.75 |
| 1959-04-01 | 3.75 |
| 1960-04-01 | 3.75 |
| 1961-04-01 | 3.75 |
| 1962-04-01 | 3.75 |
| 1963-04-01 | 4.00 |
| 1964-04-01 | 4.25 |
| 1965-04-01 | 4.50 |
| 1966-04-01 | 4.75 |
| 1967-04-01 | 5.00 |
| 1968-04-01 | 5.25 |
| 1969-04-01 | 5.50 |
| 1970-04-01 | 5.70 |
| 1971-04-01 | 5.80 |
| 1972-04-01 | 6.00 |
| 1973-04-01 | 6.00 |
| 1974-04-01 | 6.50 |
| 1975-04-01 | 7.00 |
| 1976-04-01 | 7.50 |
| 1977-04-01 | 8.00 |
| 1978-04-01 | 8.25 |
| 1979-04-01 | 8.25 |
| 1980-04-01 | 8.25 |
| 1981-04-01 | 8.50 |
| 1982-04-01 | 8.75 |
| 1983-04-01 | 9.15 |
| 1984-04-01 | 9.90 |
| 1985-04-01 | 10.15 |
| 1986-04-01 | 11.00 |
| 1987-04-01 | 11.50 |
| 1988-04-01 | 11.80 |
| 1989-04-01 | 12.00 |
| 1990-04-01 | 12.00 |
| 1991-04-01 | 12.00 |
| 1992-04-01 | 12.00 |
| 1993-04-01 | 12.00 |
| 1994-04-01 | 12.00 |
| 1995-04-01 | 12.00 |
| 1996-04-01 | 12.00 |
| 1997-04-01 | 12.00 |
| 1998-04-01 | 12.00 |
| 1999-04-01 | 12.00 |
| 2000-04-01 | 12 |
| 2001-04-01 | 9.50 |
| 2002-04-01 | 9.50 |
| 2003-04-01 | 9.50 |
| 2004-04-01 | 9.50 |
| 2005-04-01 | 8.50 |
| 2006-04-01 | 8.50 |
| 2007-04-01 | 8.50 |
| 2008-04-01 | 8.50 |
| 2009-04-01 | 8.50 |
| 2010-04-01 | 9.50 |
| 2011-04-01 | 8.25 |
| 2012-04-01 | 8.50 |
| 2013-04-01 | 8.75 |
| 2014-04-01 | 8.75 |
| 2015-04-01 | 8.80 |
| 2016-04-01 | 8.65 |
| 2017-04-01 | 8.55 |
| 2018-04-01 | 8.65 |
| 2019-04-01 | 8.50 |
| 2020-04-01 | 8.50 |
| 2021-04-01 | 8.10 |
| 2022-04-01 | 8.15 |
Yeh table EPFO ke since-inception PDF se hai. Tareekh aarthik saal ki shuruaat dikhati hai, kyunki dar aarthik saal ke hisaab se ghoshit hoti hai. Ek row mein bonus ka zikra bhi hai — athattar ke saal ke dar ke saath ek bonus bhi darj hai, jo un members ko mila jinhone us dauraan kuchh nahin nikala tha. Do hazaar ke saal ka dar saal ke do hisson mein darj hai, isliye wahan do dar dikhte hain.
rukawat aur uska ilaaj
When It Fails
- Passbook ka byaaj table ke dar se milta hua nahin hai
- Byaaj monthly running balance par lagta hai, isliye saal ke beech jama aur nikaali se hisaab badal jaata hai. Poora saal ek hi balance raha ho to table ka dar lagta hai.
- Table ke baad ke saal ka dar nahin mil raha
- EPFO ke since-inception PDF mein jo aakhri saal darj hai wahi yahan aakhri hai. Uske baad ke saalon ke liye EPFO ke circulars index mein declaration of rate of interest wale circular dekhein.
- Retirement ke baad bhi byaaj nahin jod raha
- EPFO ke sawaal-jawaab ke mutabiak byaaj aathavan saal ki umar tak milta hai. Uske baad account inoperative ho jaata hai aur byaaj band ho jaata hai.
- Pichhle employer ki service ke byaaj ka hisaab samajh nahin aa raha
- Har account ka apna hisaab hota hai. Passbook download kar ke mahine dar mahine entries dekh lein, aur farq ho to EPFiGMS par shikayat darj karein.
- Do hazaar ke saal ka dar do number dikha raha hai
- EPFO ki table mein us saal ka dar saal ke do hisson mein darj hai. Isliye wahan do dar hain, ek saal ki shuruaat ke liye aur ek baad ke hisse ke liye.
- Bonus wali row samajh nahin aayi
- Athattar ke saal ke dar ke saath EPFO ne ek bonus bhi darj kiya hai, jo un members ko mila jinhone us dauraan kuchh nahin nikala tha. Woh alag entry hai, saal ka dar nahin.
- Kisi site par dusra dar likha mila
- Sirf EPFO ki aadhikarik table par bharosa karein. Blog aur aggregator sites aksar purana dar ya galat saal dikhati hain.
- Interest ke baare mein shikayat karni hai
- EPFiGMS par grievance darj karein. EPFO ke sawaal-jawaab ke mutabiak UAN ya PPO number ke saath grievance seedha concerned PF office tak jaati hai.
ek nazar mein
Short Verdict
Dar har saal ghoshit hoti hai, isliye iska koi formula nahin hai. Table se apna saal dekh lein, lekin yaad rakhein ki byaaj monthly running balance par lagta hai — isliye passbook ka byaaj table ke dar se thoda alag ho sakta hai. Jo saal table mein nahin hai, uske liye EPFO ke circulars index dekhein.
aksar poochhe jaane wale sawaal
Frequently Asked Questions
EPF ka dar kaun tay karta hai?
Byaaj kab credit hota hai?
Meri passbook ka byaaj table ke dar se kam kyun hai?
Table ke baad ke saal ka dar kahan milega?
Sabse zyada dar kab tha?
Kya inoperative account par byaaj milta hai?
Retirement ke baad kitne saal tak byaaj milta hai?
Kya dar negative ho sakta hai?
aadhikarik srot
Official Sources
Byaaj ke hisaab ke niyam EPF Scheme ke paragraph se hain, jo usi since-inception PDF ke andar diye gaye hain.
EPFO scheme: interest is credited on the monthly running balance at the last day of the year · EPFO scheme: how interest is cut when money leaves mid-year · EPFO scheme: interest is rounded to the whole rupee · EPFO: the bonus recorded beside the nineteen seventy-eight rate · jaancha gaya
Interest crediting ka tareeka aur inoperative account ke niyam EPFO ke sawaal-jawaab se hain.
EPFO FAQ: interest is credited on the monthly running balance · EPFO FAQ: when an account turns inoperative · EPFO FAQ: accounts earn interest until fifty-eight · jaancha gaya
Table ke saare dar EPFO ke since-inception PDF se hain; har row ka dar usi table ke apne saal wali line se milaya gaya hai.
EPFO: the rate declared on PF accumulations — teen point shoonya percent · EPFO: the rate declared on PF accumulations — aath point pandrah percent · EPFO: the rate recorded for the second half of the split year — gyarah percent · EPFO: the rate declared on PF accumulations — barah percent · jaancha gaya