Post Office Account Online Kaise Kholein
Post office par do tarah ke account khulte hain — IPPB ka digital account jo app se minutes mein khulta hai, aur POSB ka branch account jo branch mein kaghaz ke saath khulta hai. Dono ka rasta aur farq yahan hai.
har raste ke kadam
Every Channel, Step by Step
app se minutes mein
IPPB DigiSmart Account
IPPB ka DigiSmart account mobile app se khulta hai. IPPB ki apni page ke mutabiak yeh paperless process hai, aur account UPI ya IMPS se fund kiya ja sakta hai.
Pehle yeh dhyaan rakhein
- Umar atharah saal ya zyada honi chahiye
- Aadhaar aur PAN dono hona chahiye
- Mobile number Aadhaar se linked hona chahiye
- Full KYC baad mein IPPB outlet ya post office par karni hoti hai
Kadam dar kadam
IPPB app download karein
IPPB ki mobile banking app play store ya app store se download karein. Account opening ka rasta usi app mein hai.
DigiSmart account chunein
Account opening mein DigiSmart savings account chunein. IPPB ki page ke mutabiak yeh un logon ke liye hai jo app se hi banking karna chahte hain.
Aadhaar aur PAN bharein
IPPB ki page ke mutabiak sirf woh log yeh account khol sakte hain jinmein Aadhaar, PAN hai aur mobile number Aadhaar se linked hai.
Account fund karein
Account khulne ke baad UPI, IMPS ya NEFT se paisa daala ja sakta hai. IPPB ki page ke mutabiak is account mein minimum balance rakhne ki shart nahin hai.
Full KYC poora karein
IPPB ki page ke mutabiak account kholne ke baad barah mahine ke andar nearest IPPB outlet ya post office par KYC aur biometric verification poora karni hoti hai.
Is channel ka pramaan: ippbonline.bank.in
branch mein kaghaz ke saath
Post Office Savings Branch Account
Post office savings account branch mein account opening form aur KYC ke saath khulta hai. Yahi account small savings schemes aur internet banking ka gateway hai.
Pehle yeh dhyaan rakhein
- Account opening form branch mein milta hai
- KYC documents — pehchaan aur pate ke saboot
- Ek chhoti si jama se account shuru hota hai
Kadam dar kadam
Branch mein form lein
Apne post office par account opening form lein. India Post ki saving schemes page par bataya gaya hai ki form minor account ko adult account mein badalne ke liye bhi chahiye hota hai.
KYC documents jodein
Aadhaar, PAN aur pate ka saboot branch mein jodna hota hai. KYC ke niyam India Post ki hi pages par diye gaye hain.
Jama karein
Account opening ke liye chhoti si jama karni hoti hai. Branch par hi jama kar ke passbook milti hai.
Passbook check karein
Passbook par account number aur scheme ka naam hota hai. Yahi number baad mein ePassbook aur internet banking mein kaam aata hai.
Is channel ka pramaan: www.indiapost.gov.in
kaunsa aapke liye
Dono Mein Farq
Dono account ek branch mein khulte hain, lekin yeh ek hi cheez nahin hain. Suvidha, minimum balance, card aur missed call banking mein farak hai.
Pehle yeh dhyaan rakhein
- IPPB digital account mein full KYC baad mein karni hoti hai
- Branch account se internet banking milti hai, jismein small savings schemes dikhte hain
- IPPB account app par hi khulta hai, branch account branch mein
Kadam dar kadam
Missed call banking ki zaroorat dekhein
Missed call banking IPPB ki suvidha hai. Post office savings account ke liye koi missed call number nahin hai.
Small savings schemes dekhein
Agar NSC, KVP, RD, MIS, SCSS, PPF ya SSY mein paisa lagana hai to branch account hona chahiye. Internet banking lene ke liye bhi wahi shart hai.
Minimum balance dekhein
IPPB ki DigiSmart account par minimum balance ki shart nahin hai. Branch account par branch ki apni niyam lagu hote hain.
Upgrade ka rasta dekhein
IPPB ki page ke mutabiak DigiSmart account ko full KYC karane par premium savings account mein badla ja sakta hai, jisse poora transaction access milta hai.
Is channel ka pramaan: ippbonline.bank.in, www.indiapost.gov.in
rukawat aur uska ilaaj
When It Fails
- App par account nahi khul raha
- IPPB ki page ke mutabiak Aadhaar, PAN aur Aadhaar se linked mobile number teenon zaroori hain. Mobile number Aadhaar se linked nahin hai to pehle woh theek karein.
- OTP nahin aa raha
- OTP usi number par aata hai jo Aadhaar se linked hai. Number badal gaya ho to pehle Aadhaar update karwayein.
- Full KYC nahin hui aur account ruk gaya
- IPPB ki page ke mutabiak account kholne ke baad barah mahine ke andar KYC aur biometric verification poora karni hoti hai. Sabse paas IPPB outlet ya post office par jaayein.
- Branch account par internet banking nahin mil rahi
- Internet banking ke liye post office savings account hona zaroori hai. Account hai phir bhi na bane to branch mein activation karwa lein.
- Minor account adult account mein convert nahin ho raha
- India Post ke mutabiak atharah saal ki umar par naya account opening form aur taaza KYC documents jama karne padte hain. Branch mein hi yeh kaam hota hai.
- IPPB account mein small savings scheme nahin dikh rahi
- IPPB ek payments bank hai. NSC, KVP, RD, MIS, SCSS, PPF aur SSY POSB schemes hain, inke liye post office savings account chahiye.
- DigiSmart mein payment limit kam lag raha hai
- IPPB ki page ke mutabiak DigiSmart account mein mahine ka digital payment ek seema tak hai. Poore access ke liye full KYC kar ke premium account mein upgrade karein.
- Passbook par scheme ka naam clear nahin hai
- Passbook par scheme ka naam hota hai. Agar wahan IPPB likha hai to woh payments bank ka account hai, aur uske liye IPPB ke hi raste hain.
ek nazar mein
Short Verdict
App se minutes mein account chahiye to IPPB ka DigiSmart account, lekin usmein full KYC baad mein karni padti hai aur digital payment par limit hai. Small savings schemes ya internet banking chahiye to post office savings account hi shart hai. Dono ek branch mein khulte hain, magar yeh ek hi cheez nahin hain.
aksar poochhe jaane wale sawaal
Frequently Asked Questions
Kya post office account online khul sakta hai?
IPPB account kholne ke liye kya chahiye?
Post office savings account ke liye kya chahiye?
Dono mein sabse bada farq kya hai?
Kya IPPB account se NSC ya MIS kharid sakte hain?
DigiSmart account par transaction limit hai?
Full KYC kahan hogi?
Kaunsa account mujhe chahiye?
aadhikarik srot
Official Sources
DigiSmart account ki eligibility, paperless onboarding, KYC ki window, minimum balance, payment limit aur upgrade ke niyam IPPB ki apni product page se hain.
IPPB: the DigiSmart account is opened in the app · IPPB: who can open a DigiSmart account · IPPB: the window for completing full KYC · IPPB: DigiSmart carries no minimum balance · IPPB: the monthly digital payment ceiling on DigiSmart · IPPB: how DigiSmart becomes a Premium account · jaancha gaya
Account opening form, minor account ka conversion, passbook ki fee aur internet banking ki shart India Post ki saving schemes page se hain.
India Post: a minor account must be re-papered on turning eighteen · India Post: the savings-account card as published · India Post: the fee for a duplicate passbook · India Post: a savings account is the gateway to internet banking · jaancha gaya